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Diversify your Investment Portfolio
Many investment advisors recommend a mix of investments to increase overall investment returns, while lowering risk. Stocks and mutual funds can offer a high return, but also have high risk. Conversely, fixed investments like bonds and CD's have lower returns but much lower risk.
An alternative is Trust deed investments, which have higher returns than many other fixed rate investments, and less risk than stocks, since all loans are secured by real estate. These investments are an excellent way to further diversify your portfolio to increase your overall return and further reduce risk.
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Trust Deeds |
CD's |
Stocks |
Municipal Bonds |
| Yield |
9-15% |
4-5% |
Variable |
5-6% |
| Risk |
Moderate/low |
Low |
High |
Low |
| Secured by |
Real Estate |
FDIC |
Unsecured |
Unsecured |
| Liquidity |
Yes |
Yes with Penalty |
Yes |
Yes |
| Expense |
None |
Variable |
Commission |
Commission |
Getting Started
California law permits up to ten investors to participate in a single trust deed. Overland Financial Private Investor Division specializes in loans of $200,000 to $20,000,000, so for a loan with ten investors, the average investment is one tenth of the loan amount, or from $25,000 to $300,000 per investor. Some investors take a larger percentage of the total loan, so we are able to accept investments of as little as $25,000 from some investors in our smaller loans.
To get started, tell us about your investment objectives and the amount you are interested in investing. As loans come available that meets your criteria, we'll contact you with details so you can decide in which loans you will choose to invest. After you and others commit to invest in a loan, we'll send you the appropriate paperwork and create the trust deed that secures that loan. Overland Financial Private Investor Division also provides for servicing of the loan to assure that interest is paid to you as it is received from the borrower. To get started now, contact us or fill in our investor contact form now.
IRA, Family Trust, Pension funds
You may also be able to invest your IRA, family trust, or pension funds in trust deeds. If your administrator, custodian or CPA is unable to approve this for you, contact us for names of firms that will allow you to invest your funds in secured trust deed investments.
Contact Overland Financial PID. today! |
